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Bruce Williams

WHAT IS THE MINIMUM DOWN PAYMENT NEEDED FOR A HOME?

I get asked this question quite often so here is the answer and I might add it is the same for a freehold property as well as a condo.

Answer:  With the changes from CMHC, the minimum amount of your downpayment depends very much on your employment situation and the purpose of the purchase. If you are self-employed you will be required to put down a minimum of 10%. If you are purchasing the property for the sole purpose of renting out the property and not living in it at all, you will need a minimum of 20%. If you are fully employed, not self-employed, and plan to live in the property as your principle residence you will need a minimum of 5% down payment.

If you have questions regarding any part of the home sale or purchase just drop me a line.Idea

Published Friday, January 07, 2011 12:04 PM by Bruce Williams
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